Appraisal services for Evans and Columbia County homeowners

Check out the top 7 reasons Georgia homeowners hire Bunny Garcia Appraisals:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Columbia County's assessment of your property
Remove PMI to reduce their mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a divorce in the state of Georgia, where property needs to be divided
To determine the true market value of a property to settle an estate


	Do you own a house in or near Evans? Do you need help deciding the price of your real estate? Contact Bunny Garcia Appraisals.

We at Bunny Garcia Appraisals understand the unique needs of a customer seeking appraisal services. Our typical business clients understand the appraisal process and the standard documents we provide. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours.

Challenging a property tax assessment

If you live in an area that is going down or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting an expert appraisal from Bunny Garcia Appraisals is your #1 weapon.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Bunny Garcia Appraisals, we're veterans in helping customers just like you rid yourselves of unnecessary PMI insurance.

HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be difficult from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Bunny Garcia Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for accuracy? Bunny Garcia Appraisals offers field reviews where we'll go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Although most review work is commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.